:root{color-scheme:dark;--bg:#131d20;--surface:#1b282d;--surface-2:#24343a;--border:#405054;--text:#f0eee6;--muted:#b9c4c6;--accent:#d5b878;--accent-hover:#e4ca91;--accent-tint:#2b302b;--shadow-sm:0 2px 8px #0c151633;--shadow-md:0 2px 4px #0b151833,0 12px 32px #0b151844;--shadow-lg:0 20px 70px #09131599;--radius:16px;font-family:'Segoe UI',Arial,sans-serif;font-size:16px;line-height:1.65}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--bg);color:var(--text)}.container{width:100%;max-width:1200px;margin-inline:auto;padding-inline:clamp(16px,4vw,40px)}img,svg,iframe,video,canvas{max-width:100%}img{height:auto}a{color:var(--accent);text-underline-offset:4px}button,input{font:inherit}button,a{touch-action:manipulation}button{cursor:pointer}a,button{transition:color .18s,background .18s,transform .18s,box-shadow .18s}a:hover{color:var(--accent-hover)}:focus-visible{outline:3px solid var(--accent);outline-offset:4px}h1,h2,h3{line-height:1.13;letter-spacing:-.035em;margin:0 0 22px;font-weight:650}h1{font-size:clamp(34px,4.4vw,57px);max-width:800px}h2{font-size:clamp(28px,3vw,40px)}h3{font-size:22px;letter-spacing:-.02em}p{margin:0 0 20px;color:var(--muted)}ul,ol{padding-left:24px}li{margin-bottom:9px}strong{color:var(--text)}.section{padding-block:84px;position:relative}.section-heading{max-width:750px;margin-bottom:34px}.section-heading.split{max-width:none}.section h1 span{color:var(--accent)}.lead{font-size:20px;line-height:1.6}.eyebrow{font-size:11px;letter-spacing:.18em;font-weight:700;color:var(--accent);margin-bottom:22px}.small,.form-legal,.visual-caption{font-size:13px;line-height:1.55}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;background:var(--accent);border:1px solid var(--accent);color:#172021;text-decoration:none;padding:12px 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var(--border);border-radius:8px;padding:9px;line-height:0}#main-nav{display:flex;gap:14px}.nav-group{position:relative}.nav-trigger{border:0;background:transparent;color:var(--text);padding:18px 0;display:flex;gap:5px;align-items:center;font-size:13px}.nav-trigger svg{width:14px;height:14px}.dropdown{position:absolute;top:100%;left:-15px;min-width:255px;width:max-content;max-width:340px;list-style:none;margin:0;padding:8px;background:var(--surface);border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(5px);transition:.16s;max-height:75vh;overflow:auto}.dropdown:before{content:'';position:absolute;top:-5px;left:25px;width:8px;height:8px;background:var(--surface);transform:rotate(45deg);border-top:1px solid var(--border);border-left:1px solid var(--border)}.nav-group:last-child .dropdown{left:auto;right:0}.nav-group.open .dropdown{opacity:1;visibility:visible;transform:none}.dropdown li{margin:0}.dropdown 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1fr;column-gap:65px;position:relative;z-index:1;align-items:start}.hero-title{grid-column:1}.hero-copy{grid-column:1}.hero-form{grid-column:2;grid-row:1/3}.hero-motion{position:absolute;inset:0;width:100%;height:100%;fill:none;stroke:var(--accent);stroke-width:2}.trust-links{display:flex;flex-wrap:wrap;gap:16px;margin:25px 0}.trust-links a{display:flex;gap:9px;align-items:center;font-size:12px;text-decoration:none}.geo-label{display:flex;gap:10px;align-items:center;font-size:12px;max-width:460px}.geo-label svg{flex-shrink:0}.visual-caption{font-size:10px;letter-spacing:.04em;color:#a1b3b7}.form-block{padding:28px;background:#203037;border:1px solid #52605e;border-radius:var(--radius);box-shadow:var(--shadow-lg);scroll-margin-top:110px}.form-heading{display:flex;align-items:center;gap:15px;margin-bottom:20px}.form-heading h2{font-size:24px;margin:0}.form-heading .icon-badge{flex-shrink:0;margin:0}.form-block input{border-radius:8px!important;min-height:44px}.form-block input:focus{outline:2px solid var(--accent)!important;outline-offset:2px}.form-block button[type=submit]{font-weight:700!important;border-radius:8px!important}.form-block button[type=submit]:hover{filter:brightness(1.08)}.form-legal{font-size:11px;margin:15px 0 10px}.form-note{font-size:11px;margin:0}.hero-form>.small{margin:16px 8px 0}.tint{background:var(--surface)}.texture,.tint{background-image:linear-gradient(130deg,#d5b87805,transparent),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='48' height='48'%3E%3Cpath d='M48 0H0v48' fill='none' stroke='%238aafb8' stroke-opacity='.05'/%3E%3C/svg%3E")}.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:start}.split>*,.hero-grid>*{min-width:0}.exchanges{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}.exchanges span{padding:13px 25px;border:1px solid var(--border);border-radius:30px;font-size:22px;letter-spacing:.03em;font-weight:700;color:#bdc9cc}.exchange-section{padding-block:45px 60px}.exchange-section .section-heading{display:flex;gap:40px;max-width:none}.exchange-section h2{font-size:22px;min-width:240px}.exchange-section p{font-size:13px;max-width:650px}.card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.card{padding:28px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-md);transition:transform .18s,box-shadow .18s}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.card p:last-child{margin-bottom:0}.icon-badge{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:13px;color:var(--accent);background:var(--accent-tint);margin-bottom:22px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;list-style:none;padding:0;counter-reset:steps}.steps li{border-top:1px solid var(--border);padding-top:25px;position:relative}.steps .icon-badge{display:flex;margin-top:12px}.step-number{position:absolute;right:0;top:29px;border:1px solid var(--border);width:29px;height:29px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--accent);font-size:11px}.steps h3{font-size:20px}.steps p{font-size:14px}.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);margin:28px 0}table{width:100%;border-collapse:collapse;text-align:left;font-size:14px}caption{text-align:left;padding:18px;background:var(--surface);font-weight:600}th,td{padding:17px 20px;border-bottom:1px solid var(--border);min-width:160px}thead{background:var(--surface-2)}tbody tr:nth-child(even){background:#8aafb806}td{color:var(--muted)}td svg{width:17px;height:17px;vertical-align:middle;color:var(--accent);margin-right:6px}.review-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px 50px}.review{padding:28px 0;border-top:1px solid var(--border)}.review h3{margin-bottom:8px}.review>.icon-badge{float:right}.review p{font-size:15px}.review .small{font-size:12px}.facts{display:grid;grid-template-columns:110px 1fr;gap:12px;font-size:14px}.facts dt{color:var(--muted)}.facts dd{margin:0;overflow-wrap:anywhere}.link-grid{display:grid;gap:15px}.link-grid>a{display:flex;align-items:center;gap:18px;padding:23px;border-bottom:1px solid var(--border);background:var(--surface);border-radius:12px;color:var(--text);text-decoration:none}.link-grid>a svg{color:var(--accent);flex-shrink:0}.link-grid>a span{flex:1}.link-grid>a:hover{background:var(--surface-2)}.editorial-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:32px}.editorial-grid>article:first-child{grid-row:span 2;border-right:1px solid var(--border);padding-right:42px}.editorial-grid>article:first-child h3{font-size:28px}.editorial-grid article p:last-child{margin-bottom:0}.reading{max-width:920px}.reading>p{max-width:76ch}.reading h2{margin-top:55px;font-size:29px}.reading h2:first-child{margin-top:0}.reading h3{margin-top:32px}.reading li{color:var(--muted)}details{border-bottom:1px solid var(--border);padding:20px 0}summary{cursor:pointer;font-size:18px;font-weight:600;line-height:1.45;padding-right:20px}details p{margin-top:15px;margin-bottom:0}details+ .text-link{margin-top:25px}.notice{border-left:3px solid var(--accent);padding:20px 25px;background:var(--accent-tint);margin:28px 0;border-radius:0 12px 12px 0}.notice p:last-child{margin:0}.page-hero{background-image:linear-gradient(90deg,#131d20f5,#131d20cf),url('/assets/images/hero.svg');background-size:cover;background-position:center;padding-block:65px}.page-hero .split{grid-template-columns:1.2fr 1fr}.page-hero h1{font-size:clamp(34px,4vw,50px)}.page-hero .lead{font-size:18px}.site-footer{background:#10191c;border-top:1px solid var(--border);padding:55px 0 25px}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;padding-bottom:40px}.footer-top>a:last-child{font-size:14px;overflow-wrap:anywhere}.footer-grid{display:grid;grid-template-columns:1fr 1.3fr 1fr 1fr;gap:35px}.footer-grid h2{font-size:15px;letter-spacing:0;color:var(--text)}.footer-grid ul{list-style:none;padding:0}.footer-grid a{font-size:12px;color:var(--muted);text-decoration:none}.footer-grid a:hover{color:var(--accent)}.disclaimer{border-top:1px solid var(--border);padding-top:30px;margin-top:25px;font-size:12px}.disclaimer p{margin-top:10px}.footer-bottom{display:flex;gap:25px;justify-content:space-between;flex-wrap:wrap;font-size:11px;color:var(--muted)}.map-embed{border:1px solid var(--border);border-radius:16px;overflow:hidden;aspect-ratio:16/9;min-height:300px;box-shadow:var(--shadow-md);margin-block:25px}.map-embed iframe{border:0;width:100%;height:100%;min-height:300px}.offer-strip{background:var(--accent);color:var(--bg);font-size:11px;font-weight:600}.offer-strip .container{display:flex;gap:20px;justify-content:space-between;padding-block:8px}.offer-modal{border:1px solid var(--border);border-radius:20px;background:var(--surface);color:var(--text);max-width:520px;width:calc(100% - 32px);padding:28px;box-shadow:var(--shadow-lg);text-align:center}.offer-modal::backdrop{background:#091316dc}.offer-modal img{width:280px;display:block;margin:auto}.modal-close{position:absolute;right:12px;top:12px;background:transparent;border:0;color:var(--text);width:40px;height:40px}.timer{display:flex;gap:8px;justify-content:center;align-items:center;margin:23px 0;font-variant-numeric:tabular-nums}.timer span{background:var(--bg);border:1px solid var(--border);border-radius:8px;padding:8px 14px;font-size:30px}.offer-modal .button{width:100%}.reveal-in{animation:reveal .5s both}@keyframes reveal{from{opacity:.4;transform:translateY(8px)}to{opacity:1;transform:none}}
@media(max-width:1050px){.header-inner{gap:16px}.brand img{width:175px}#main-nav{gap:10px}.nav-trigger{font-size:12px}.header-cta{font-size:12px;padding:10px 13px}.hero-grid{gap:35px}.hero h1{font-size:44px}.split{gap:30px}.form-block{padding:23px}}
@media(max-width:850px){.menu-toggle{display:block;margin-left:auto}.header-inner{min-height:74px;flex-wrap:wrap}.header-cta{margin-left:0}#main-nav{display:none;width:100%;order:4;max-height:70vh;overflow:auto;padding-bottom:18px}#main-nav.open{display:block}.nav-trigger{width:100%;justify-content:space-between;padding:13px;font-size:16px}.dropdown{position:static;width:100%;max-width:none;max-height:none;display:none;box-shadow:none;opacity:1;transform:none;visibility:visible;min-width:0}.dropdown:before{display:none}.nav-group.open .dropdown{display:block}.steps{grid-template-columns:repeat(2,1fr)}.hero-grid{grid-template-columns:1fr 1fr;gap:26px}.hero h1{font-size:37px}.hero-title{grid-column:1/-1}.hero-form{grid-column:2;grid-row:2}.hero-copy{grid-row:2}.footer-grid{grid-template-columns:repeat(2,1fr)}.page-hero .split{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.section{padding-block:54px}.header-inner{gap:10px}.brand img{width:149px}.header-cta{font-size:11px;padding:9px 10px}.menu-toggle{padding:7px}.menu-toggle svg{width:20px;height:20px}.hero-grid,.split,.page-hero .split{grid-template-columns:1fr;gap:24px}.hero-title,.hero-copy,.hero-form{grid-column:1;grid-row:auto}.hero-title{order:0}.hero-form{order:1}.hero-copy{order:2}.hero h1{font-size:38px}.hero .eyebrow{font-size:9px}.hero-art{opacity:.28}.hero-copy .lead{font-size:18px}.hero-motion{display:none}.form-block{padding:23px}.exchange-section .section-heading{display:block}.exchanges{justify-content:flex-start;gap:12px}.exchanges span{font-size:17px;padding:8px 16px}.steps{gap:20px}.steps h3{font-size:18px}.card-grid,.review-grid,.editorial-grid{grid-template-columns:1fr}.editorial-grid>article:first-child{grid-row:auto;border-right:0;padding-right:0;border-bottom:1px solid var(--border);padding-bottom:25px}.card{padding:24px}.footer-grid{gap:25px 15px}.footer-top{align-items:flex-start;flex-direction:column}.facts{grid-template-columns:90px 1fr}.offer-strip .container{flex-wrap:wrap;justify-content:center;gap:3px 15px}.reading h2{font-size:26px}.map-embed{min-height:280px}.breadcrumbs{font-size:11px}.lead{font-size:18px}.section-heading{margin-bottom:25px}.page-hero .form-block h2{font-size:23px}h1{overflow-wrap:break-word}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.hero-art{transform:none!important}}

.map-embed{width:100%;max-width:100%;min-width:0}.form-block label{display:block;font-size:12px;color:var(--text);margin:6px 0 5px}.form-block input:not([type=hidden]):not([type=submit]){background:#142227!important;color:#f0eee6!important;border:1px solid #728286!important}.form-block input::placeholder{color:#b9c4c6!important;opacity:1}.form-block input[type=submit]{background:var(--accent)!important;color:#172021!important;border-radius:8px!important;font-weight:700!important}.offer-steps{grid-template-columns:repeat(3,1fr)}@media(max-width:620px){.offer-steps{grid-template-columns:1fr}}


.policy-heading{display:flex;align-items:center;gap:15px}.policy-heading .icon-badge{width:40px;height:40px;flex-shrink:0;margin:0}.policy-heading .icon-badge svg{width:21px;height:21px}


.review-avatar{display:block;width:64px;height:64px;border-radius:18px;margin-bottom:18px}
/* Home redesign: editorial fintech landing layer */
.hero{isolation:isolate;min-height:720px;padding-block:104px 36px;background:#101a1d}
.hero-art{opacity:.78;inset:0;z-index:-2}
.hero-art picture,.hero-art picture img{display:block;width:100%;height:100%}
.hero-art picture img{object-fit:cover;object-position:center 54%;filter:saturate(.78) contrast(1.04)}
.hero:after{z-index:-1;background:linear-gradient(90deg,#101a1df5 0%,#101a1dd9 31%,#101a1d86 57%,#101a1d2c 100%),linear-gradient(0deg,#101a1df7 0%,transparent 32%,#101a1d1a 100%)}
.hero-grid{grid-template-columns:minmax(0,1.12fr) minmax(390px,.88fr);column-gap:74px;row-gap:14px}
.hero-title{padding-top:24px}.hero-title h1{font-size:clamp(43px,5.2vw,74px);line-height:.99;letter-spacing:-.055em;margin-bottom:22px}.hero-title h1 span{color:var(--accent)}
.hero-kicker{font-size:18px;color:var(--text);font-weight:600;letter-spacing:.01em}
.hero-copy{max-width:650px}.hero-copy .lead{font-size:21px;line-height:1.48;color:#e4e4dd;max-width:620px}.hero-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap;margin:28px 0 21px}.hero-actions .button{padding:15px 23px;border-radius:10px}.hero-secondary{font-size:14px;color:var(--text)}.hero-secondary svg{transform:rotate(-45deg);width:15px}
.hero-form{grid-row:1/4}.hero-form .form-block{background:#eef0ec;color:#122126;border-color:#ffffff66;box-shadow:0 24px 70px #061013b8;padding:30px 30px 25px}.hero-form .form-heading h2,.hero-form .form-block p,.hero-form .form-note,.hero-form .form-legal{color:#223036}.hero-form .form-heading .icon-badge{background:#dce5d5;color:#177b5e}.hero-form .form-legal a{color:#477253}.hero-form>.small{color:#d4dddc;margin-inline:9px}.hero-form .form-block input{background:#fff!important;color:#122126!important;border-color:#d2d9d7!important}.hero-form .form-block input::placeholder{color:#788789!important}.hero-form .form-block label{color:#25363a!important}
.trust-links{gap:25px;margin-top:14px}.trust-links a{color:#e7e7df}.geo-label{color:#d0dcdb}.hero-proof{display:flex;align-items:center;gap:14px;margin-top:54px;padding-top:18px;border-top:1px solid #b8cec044;color:#dce6e3}.proof-avatars{display:flex;padding-right:7px}.proof-avatars img{border:2px solid #112023;border-radius:50%;margin-right:-8px;background:#26383d}.proof-avatars+span{display:flex;flex-direction:column;line-height:1.2;margin-right:22px}.proof-avatars+span strong{font-size:13px}.proof-avatars+span small{font-size:11px;color:#aabdbc;margin-top:4px}.proof-divider{height:32px;width:1px;background:#b8cec044}.proof-stat{display:flex;align-items:center;gap:9px;font-size:12px;margin-left:10px}.proof-stat svg{width:21px;color:var(--accent)}
.signal-line{fill:none;stroke:#d5b878;stroke-width:2;stroke-dasharray:9 16;opacity:.52}.hero-motion{stroke:#d5b878;opacity:.6}
.story-band{background:#17272b;padding-block:92px}.story-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}.story-photo{position:relative;border-radius:20px;overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid #d5b87866}.story-photo img{display:block;width:100%;aspect-ratio:1.25;object-fit:cover;filter:saturate(.72)}.photo-note{position:absolute;left:18px;bottom:15px;display:inline-flex;align-items:center;gap:7px;padding:7px 11px;background:#101a1dd9;border:1px solid #d5b87866;border-radius:999px;color:#e6ded0;font-size:11px}.photo-note svg{width:14px;color:var(--accent)}.story-copy h2{font-size:clamp(31px,3.8vw,52px);margin-bottom:26px}.story-copy h2 span{color:var(--accent)}.story-points{display:grid;gap:16px;margin:31px 0}.story-points>div{display:flex;gap:15px;align-items:flex-start;padding:15px 0;border-top:1px solid #b8cec044}.story-points .icon-badge{width:40px;height:40px;min-width:40px;margin:0}.story-points h3{font-size:17px;margin:0 0 4px}.story-points p{font-size:13px;margin:0}
.exchange-section{background:#f0eee6;color:#17252a}.exchange-section h2,.exchange-section p{color:#1a2b30}.exchange-section .exchanges span{color:#31535b;border-color:#b9c7c3;background:#f8f8f3;box-shadow:0 4px 13px #17343a12}
@media(max-width:850px){.hero{padding-block:58px 28px;min-height:0}.hero-grid{grid-template-columns:1fr;gap:20px}.hero-title{padding-top:0}.hero-title h1{font-size:clamp(40px,12vw,62px)}.hero-copy .lead{font-size:18px}.hero-proof{margin-top:34px;flex-wrap:wrap;gap:10px}.proof-divider{display:none}.proof-stat{margin-left:0}.hero-art picture img{object-position:68% 54%}.story-grid{grid-template-columns:1fr;gap:34px}.story-band{padding-block:62px}.story-photo{order:2}.story-copy{order:1}.story-copy h2{font-size:35px}.exchange-section{padding-block:34px}.exchanges{justify-content:flex-start}.exchanges span{font-size:15px;padding:9px 14px}}
@media(max-width:480px){.hero-actions{align-items:stretch;flex-direction:column;gap:14px}.hero-actions .button{width:100%}.hero-secondary{justify-content:center}.hero-form .form-block{padding:22px 18px}.hero-proof{font-size:11px}.proof-avatars+span{margin-right:0}.proof-stat{font-size:11px}.story-points{gap:4px}}